If buying a new home is on your holiday wish list, then adding a mortgage pre-approval is a must. A mortgage pre-approval, also known as a credit approval, is a loan that has been approved by the financial institution (bank, mortgage lender, or credit union, for example.) This means that all of the criteria that… [read more]
With all of the fervor of the holiday season, it’s easy to push safety to the sidelines. Besides, rules and precaution aren’t nearly as fun as twinkle lights and Christmas cookies. Don’t let the extra stress of the holidays distract you from keeping your loved ones safe. Here are a few tips to help you… [read more]
Having a good credit score lets banks and mortgage lenders know that you’re a low-risk investment. Making sure that your credit is in tip-top shape is a must for house hunters. Even though there’s no published algorithm that explains exactly how your score is determined, we do know that certain factors play a definitive role… [read more]
If you’re thinking about moving to, retiring, or buying a vacation home on Smith Mountain Lake, or you just want to know more about this fantastic area, you’ll find everything you need in this free insider’s guide!