Debbie Shelton, Author at Smith Mountain Lake Real Estate – Debbie Shelton

Author Archive for Debbie Shelton

The One Thing You Should Do Before House Shopping

If you’ve outgrown your current living situation, or are ready to transition from renting to owning, there’s one thing you need to do before you start house shopping: get a copy of your credit report and fix any errors that you find.

Unless you’re paying for your new home outright, you’re more than likely going to apply for a mortgage to cover costs. Getting pre-approved for a loan lets you know how much money you can borrow from the bank. It also tells buyers that you mean business and expedites the home buying process. One of the most important factors that lenders look at when negotiating terms is your credit score. If there are errors on your report, your score will be affected and you could end up with a higher interest rate.

Fixing errors on your credit report doesn’t happen overnight, so plan on pulling your credit report at least six months in advance of applying for a pre-approval. You can get your credit report for free from www.annualcreditreport.com.

Celebrate Oktoberfest at SML Area Breweries

Oktoberfest is a celebration of Bavarian culture typically involving beer, food, and live music. Even though the name implies that festivals take place in October, the official 16-day festival takes place at the end of September through the first week of October.

The Smith Mountain Lake area has seen an eruption of local breweries over the last few years, with many coming onto the scene recently. Below are a few regional favorites spanning Franklin, Bedford, Roanoke, and Salem.

Chaos Mountain Brewing Co.
3135 Dillons Mill Road, Callaway
www.chaosmountainbrewing.com
Closed Monday-Tuesday
Wednesday-Thursday: 4p-9p
Friday: 4p-10p
Saturday: 1p-10p
Sunday: 1p-7p

Hammer & Forge Brewing Company
70 Main Street, Boones Mill
www.hammerandforgebrewing.com
Closed Monday-Tuesday
Wednesday-Thursday: 5p-10p
Friday: 5p-11p
Saturday: 1p-11p
Sunday: 1p-7p

Beale’s Beer
510 Grove Street, Bedford
www.bealesbeer.com
Closed Monday-Tuesday
Wednesday-Thursday: 4p-9p
Friday: 4p-10p
Saturday: 12p-10p
Sunday: 12p-7p

Twin Creeks Brewing Company
111 South Pollard Street, Vinton
www.twincreeksbrewing.com
Closed Monday-Tuesday
Wednesday-Thursday: 5p-9p
Friday: 4p-10p
Saturday: 2p-10p
Sunday: 3p-7p

Starr Hill Pilot Brewery & Side Stage
6 Old Whitmore Avenue, Roanoke
www.starrhill.com
Monday-Wednesday: 3p-9p
Thursday: 3p-10p
Friday: 12p-10p
Saturday: 11a-10p
Sunday: 12p-9p

Deschutes Brewery Tasting Room
315 Market Street SE, Roanoke
www.deschutesbrewery.com
Monday: 1p-9p
Tuesday: 1p-9p
Wednesday-Thursday: 1p-9p
Friday: 1p-10p
Saturday: 11a-10p
Sunday: 11a-9p

Parkway Brewing Company
739 Kessler Mill Road, Salem
www.parkwaybrewing.com
739 Kessler Mill Road, Salem
Monday-Tuesday: 2p-8p
Wednesday-Thursday: 12p-9p
Friday-Saturday: 12p-10p
Sunday: 12p-8p

October is Virginia Wine Month

Raise your glass and make a toast to Virginia Wine Month! The month of October is the perfect time to get out and explore local Smith Mountain Lake wineries. Below is a list of area wineries to check out during your month-long celebration of our local libations.

Hickory Hill Vineyards and Winery
1722 Hickory Cove Lane, Moneta
www.smlwine.com

Peaks of Otter Winery and Orchards
212 Sheep Creek Road, Bedford
www.peaksofotterwinery.com

Brooks Mill Winery
6221 Brooks Mill Road, Wirtz
www.brooksmillwine.com

Ramulose Ridge Vineyards
3061 Hendricks Store Road, Moneta
www.ramuloseridgevineyards.com

Seven Doors Winery
5800 Johnson Mountain Road, Huddleston
www.sevendoorswinery.com